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Your Financial Fresh Start: 12 Resolutions in 12 Months
Take charge of your finances this year. Try 12 monthly money resolutions to boost savings, cut debt, and build long-term financial confidence.
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Fortify Your Financial Security During the Holidays
A holiday season guide to help protect your financial information from hackers As the holiday season approaches, the air buzzes with excitement, but it also rings alarm bells for cybercriminals aiming to exploit the festive fervor....
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Budgeting: Calculating Your Net Worth
What is net worth? Your net worth is your personal bottom line. It's what your total holdings are worth after subtracting all of your financial obligations. In financial terms, your net worth is equal to your total assets minus your...
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The Significance of Storing Important Documents Safely
Suppose an emergency strikes and your family needs to quickly access important financial and personal information. Now, ask yourself—are these documents organized, secure, and easily accessible? Having a system for storing your...
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Women, Wealth, and Lifelong Health: Planning for the 100-Year Life
Preparing for life to last a century includes thinking about finances and logistics in order to enjoy good health and security for years to come. Here are a few of our tips and tricks for planning to live into the next century....
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Entrepreneurship 101: Cash Flow and Pricing
Entrepreneurship 101: Cash Flow and Pricing Indispensable skills that significantly impact business viability and success For young professionals contemplating business ownership, the journey towards entrepreneurship is often seen as a...
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Women and Long-Term Care Readiness: Planning for Lifelong Wellness
Women and Long-Term Care Readiness: Planning for Lifelong Wellness October is Long-Term Care Planning Month, a time to reflect on the importance of preparing for future health needs. For women, this planning takes on special...
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Planning For Social Security Income and its Taxation
For many people, Social Security income (“SSI”) is a vital component of retirement income. For others, it’s a cash flow resource that might be directed to charitable gifting, or for those still earning income after SSI initiates, it might b
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New Year, New Giving: Mapping Out Your Charitable Gifts for the Year Ahead
Charitable giving can be a way to participate in something meaningful to you and your family, a cause that aligns with your core values, while benefiting members of the community. People can benefit greatly from giving – personally, psychol
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New Year, New Finances: A Month-by-Month Guide to Financial Health
Every New Year, many of us resolve to clean up our personal finances. To help you stick to this resolution, here’s a month-by-month guide to cultivating better financial health throughout the year.
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Six Year-End Planning Moves to Consider
Making these moves might impact your financial health for the better. As the end of the year approaches, it's time for review and strategic decision-making that might reduce your tax bill this year and improve your financial well-being.
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The Early Bird Advantage: Why Timely Year-End Planning is Essential
The Early Bird Advantage: Why Timely Year-End Planning is Essential Every year, the holiday season sneaks up on us and, before we get to turn around, it’s over. This frenzied time of year can be over-filled with shopping excursions and...
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Your New Year’s (Financial) Resolutions
Cleaning up personal finances remains one of the top resolutions every New Year. But we all know what happens to most such self-promises, so here’s a month-by-month to-do list to help cultivate better financial health.
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The Importance of Choosing the Right Life Insurance Policy
Are you familiar with the benefits of life insurance? Tax-free life insurance policy benefits can help your family cover end-of-life expenses, funeral and burial costs, and pay estate taxes. The same policy also can benefit you and...
Read MoreSetting and Targeting Investment Goals
All investing involves risk, including the possible loss of principal, and there can be no guarantee that any investing strategy will be successful. Dollar-cost averaging does not ensure a profit or prevent a loss. Such plans involve...
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M&A April 2022 Update
April 9, 2024 Stock market prices rose this year through the end of the First Quarter. The S&P 500 and Dow indexes rode a resilient U.S. economy. The pace of inflation eased despite a fifth straight month of rising prices. Corporate...
Read MoreDon’t Forget to File! 8 Tax Filing Tips to Help Mitigate the Stress
Have you heard of HENRYs? “High Earners, Not Yet Rich.” HENRYs are people who earn a lot, and spend what they earn. In case you may be a HENRY, here are eight tips that might help you mitigate some of your tax-reporting stress by...
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5 Steps to Becoming a Wise Health Care Consumer
February is Wise Health Care Consumer Month, designed to help consumers understand more about their health care costs and options. But with about one in four emergency room (ER) visits deemed unnecessary, the improper use of health...
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Why Discuss Money with Your Partner?
Does that sound threatening? Communicating about money with your significant other actually can be healthy for your relationship. Couples with similar financial values can simplify the processes of designing and meeting shared...
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Keeping It Simple: The Benefits of Simplifying Your Investment Strategies
your tolerance for the risk of financial loss. Like this Forbes article says: “When people gamble on sports, they generally bet all their money on one team. If their team wins, they reap the rewards. And if their team loses?...
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Key Financial Wellness Metrics for Retirement-Focused Individuals
Key Financial Wellness Metrics for Retirement-Focused Individuals In planning for “retirement”, whatever that word may mean to you, it’s vital to understand your net worth now – and to assess what assets...
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Your New Year’s (Financial) Resolutions
Cleaning up personal finances remains one of the top resolutions every New Year. But we all know what happens to most such self-promises, so here’s a month-by-month to-do list to help cultivate better financial health. January:...
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Make Your Resolutions Stick
that can have a positive impact. Identify and eliminate barriers that get in the way. Gather support from family and friends. Action: implementation Congratulations! You’ve taken your first step toward the new you. Many people...
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3 Key Money Moves Every Parent Should Make
Whether you are expecting your first child or have been a parent for years, finances and building a future for your family go hand-in-hand. Luckily, there are money moves you can make now to help manage financial stress, support...
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Women’s Financial Empowerment: The Challenge of Financial Wellness
March is Women’s History Month, a month-long celebration of female empowerment1. This effort includes advocating for better representation in the workforce, pay parity, and improved work-life balance. Let’s discuss some...
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Focus on Your Wellness This Holiday Season
Holidays are prime time for eating delicious food, celebrating with loved ones, and creating long-lasting memories. All this cheer can be physically and mentally draining. Consider a focus on your own wellness this holiday season. Here...
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The Americans with Disabilities Act and How It Helps
Disability -- any condition of the body or mind (impairment) that makes it more difficult for the person with the condition to do certain activities (activity limitation) or to interact with the world around them (participation...
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4 Year-End Tax Planning Tips for Small-Business Owners
The past two years presented many small-business owners with unprecedented challenges. This year’s tax planning preparations include necessary measures for small-business owners to satisfy existing, new, and modified tax laws...
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Ten Things You Must Know About Medicare
Heading into your retirement years brings a slew of new topics that require attention, and one of the most maddening may be Medicare. Figuring out when to enroll, which type of coverage may work best for yu, and which product to...
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A Quick Guide to Estate Planning for Those With High Net Worth
Even if you never thought of yourself as especially wealthy, there may be a fair chance that you fall into the category of "high net worth individuals"—those who have liquid assets of $1 million or more.1 For many individuals who...
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Home-Based Businesses
Flexible hours. Casual dress. Relief from daily commutes in rush hour traffic. Weaving work responsibilities into child, elder, and/or pet care. Accepting doorstep deliveries.Millions of Americans enjoy the independence of working from...
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Life Insurance Options for Older Adults
Many people incorrectly assume that life insurance is available only to younger adults. While death is a certainty for all, younger people may be statistically less likely to cause a claim on their policy. Nevertheless, some life...
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Happy National Wildlife Day!
National Wildlife Day was established in 2005 by animal advocate Colleen Paige.1 The following year, she set a second National Wildlife celebration for February 22, honoring Australian conservationist and TV personality Steve Irwin...
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Advanced Estate Planning Concepts for Women
Why think about the disposition of your assets at your death and any tax implications? Statistically speaking, women live longer than men. So if you are married, you'll also probably have the last word about the final disposition of...
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Principles of Financial Literacy
Financial literacy refers to the skills and knowledge that allow an individual to make informed and effective decisions through their understanding of finances. Financial literacy starts by building a basic understanding of 'money...
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Maintaining a Chemical-Free Garden
In July, the International Union for the Conservation of Nature (“IUCN”, global authority on biological diversity) added the monarch butterfly to its red list -- 2 steps away from extinction, because of widespread use of...
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4 Tips and Resources for Income Investors During Periods of High Inflation and Market Volatility
In 2022, U.S. inflation hit a 40-year high – after 15 years of near-zero interest rate – with prices for food, housing, gasoline, and other key staples increasing by nearly 10% over the previous year.1 During these...
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ESG Investing: What Is It?
“ESG” or “Environmental & Social Governance” is one of those “ocean phrases” that means something different to everyone who closes their eyes and imagines it. What do you see when you close your eyes...
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Financial Planning for Female Entrepreneurs
Women own nearly 20% of the businesses that employ people in the United States, and countless more women run their businesses without employees. There are over one million women-owned firms. They employ over 10 million people and...
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HAPPY INDEPENDENCE DAY!
The American Revolution of 1776 led to the creation of a new nation like no other. The United States Declaration of Independence, formally “The unanimous Declaration of the thirteen united States of America”, was...
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The Flowers That Bloom in the Spring Tra-La
In Gilbert & Sullivan’s “The Mikado”, Nanki Poo declares that ‘the flowers that bloom in the spring Tra La breathe promise of merry sunshine — As we merrily dance and we sing Tra La we welcome the hope...
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The History and Significance of Juneteenth
I live in Texas where June 19, also known as Juneteenth, has been a state holiday since 1979[i]. On signing the Juneteenth National Independence Day Act on June 17 last year, President Biden stated: “Juneteenth marks both...
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Charitable Gifting
What constitutes a gift to charity?A gift to charity is simply a gratuitous transfer of property to a charitable organization. The key is that your gift must be some kind of property, which can include a cash flow--your time or...
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ESG Investing: The New Frontier?
Environmental, Social, and Governance (“ESG”) investing is a brand on the rise in the United States and around the world. A 2018 study from Harvard University’s Kennedy School of Government found that claims of...
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Tax Prep Checklist: Everything You Need to Be Ready for Tax Season
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